Privacy Policy

Rev. 06/25/2011

FACTS WHAT DOES MON VALLEY COMMUNITY FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • Overdraft history and assets
  • Income and payment history

When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Mon Valley Community Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Mon Valley Community Federal Credit Union share? Can you limit this sharing?
For our everyday business purposes —
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes —
to offer our products and services to you		 Yes No
For joint marketing with other financial companies No We don't share
For our affiliates’ everyday business purposes —
information about your transactions and experiences		 No We don't share
For our affiliates’ everyday business purposes —
information about your creditworthiness		 No We don't share
For nonaffiliates to market to you No We don't share
Questions? Call 724-326-5632

Who we are

Who is providing this notice? MON VALLEY COMMUNITY FEDERAL CREDIT UNION

What we do

How does MVCFCU protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does MVCFCU collect my personal information?

We collect your personal information, for example, when you

  • open an account or or use your debit or credit card
  • apply for a loan or make deposits or withdrawals
  • provide account information
Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Mon Valley Community Federal Credit Union has no affiliates
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • We may disclose information we collect to service providers and companies that perform marketing services on or behalf (for example - check printing companies) or as permitted by law
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • MVCFCU does not jointly market