Important Update: Changes to Funds Availability Policy Effective July 1

We want to inform you of upcoming changes to our Funds Availability Policy in accordance with Regulation CC. Effective July 1, 2025 the dollar amounts used in determining the availability of your deposits will be adjusted for inflation, as required by federal regulation.

Key changes include:

• • The amount available for withdrawal on the next business day for certain check deposits will increase from $225 to $275.
• • The threshold for determining whether a deposit is considered a "large deposit" (subject to extended hold times) will increase from $5,525 to $6,725.
• • The amount of funds available for cash withdrawal (or similar immediate means) will increase from $450 to $550.

These changes apply automatically and will help ensure continued compliance with federal banking regulations.

Mon Valley Community FCU can still make exception holds if there is a reasonable suspicion of collectability.

If you have any questions, please contact us at 724-326-5632 or visit our office.

Thank you.