SIGNATURE LOANS
Signature line of Credit-An open-end, unsecured non-collateralized loan.
SHARE-SECURED LOAN
A Loan that is secured 100% by shares or by a
Certificate of Deposit.
AUTOMOBILE LOAN
A new or used vehicle that is secured by the title. The
Credit Union offers pricing from the NADA Official New &
Used Car Guide.
MORTGAGES
A fixed rate loan that is secured by a Mortgage Lien on
the property. The Credit Union offers the following
types of mortgages:
1ST MORTGAGE : Used for a purchase or for a refinancing
of the property.
2ND MORTGAGE : Used for remodeling or for refinancing or
whatever your need may be.
HOME EQUITY : This is a line of credit with a variable
rate. The Credit Union provides free
checks for easy access to your account or
simply stop in the office for a cash
advance.
STUDENT LOANS
The Credit Union offers the (PHEAA)Stafford subsidized
and Non-subsidized student loans. Contact our office
for more information regarding repayment, terms,
deferment, etc.
VISA
An open-end credit card that can be used for purchases
or cash advances with no Annual Fee. NEW-AUTOPAY: Payments can be transferred from your Credit Union savings or checking account. See our Visa Card Representative for more information.
LIFE INSURANCE OF LOANS
The Credit Union offers free life insurance on Signature
loans, Share-secured loans, Automobile loans, Student
Loans and VISA''S. Coverage is up to $l5,000.00 to your seventy fifth
(75th)birthday.
